Taking a loan using matching funds as collateral is not a violation of campaign finance laws. No charges have been filed. McCain's spending has been two-thirds less than Barack's.

The pertinent question is, "Will Obama keep his promise regarding his stated support of publicly financed campaigns and their requisite spending limits?"

We'll see if Obama's word means anything or if he's arrogant and elitist enough to break his pledge and hope the "small town" Americans are too dumb to notice.